Our Vision

The dream of homeownership has long been a cornerstone of financial stability and personal fulfillment. However, for millions of hardworking individuals and families, this dream has become increasingly out of reach. Soaring down payments, staggering maintenance costs, and inflexible 30-year mortgages have created a system that locks out an entire generation.

We are not just facing a housing affordability crisis; we are facing a crisis of opportunity and stability.

At Hearth, our vision is not to simply build more houses — it’s to fundamentally redefine the concept of homeownership for the 21st century. We believe that everyone deserves access to a high-quality, stable, and dignified home without being burdened by massive debt and unpredictable repair bills.

Hearth is not a real estate company. We are a residential technology company providing Housing as a Service. We are making the dream of a secure home accessible again.

The Problem

Upfront Barriers → The average down payment today is $60,000+, far out of reach for most families.

Hidden Costs → A new roof or foundation repair can cost tens of thousands, creating financial stress.

Inflexibility → Traditional 30-year mortgages trap families in place when life or work demands change.

Outdated Homes → Much of the available housing stock is inefficient, aging, and expensive to maintain.

The Hearth Solution

We solve these problems with a three-pillar approach:

1. Better Homes

Modular, precision-built in controlled environments.

Stronger, energy-efficient materials like steel framing + insulated panels.

Modern, desirable designs that look and feel like today’s best homes.

2. Smarter Finances

One all-inclusive monthly subscription covers everything (mortgage equivalent, taxes, insurance, maintenance).

No surprise repairs, no debt burden.

HearthEquity™: 10% of every payment goes into your personal equity account, giving you wealth-building power without a 30-year mortgage.

3. Stronger Community

Shared gardens and greenhouses.

Guest suites for visitors.

Playgrounds, workshops, and recreation spaces.

How It Works

1. Choose your Hearth home (Studio, Core, or Flex).

2. Pay one monthly price — everything is included.

3. Live with peace of mind knowing maintenance and repairs are covered.

4. Move freely within the Hearth network when life changes — no penalty, no stress.

5. Build HearthEquity™ every month.

All homes are designed with modern architecture, efficient layouts, and beautiful finishes.

Join the Movement

Hearth isn’t just about housing. It’s about giving people back freedom, security, and dignity.

For Residents → [Join the Waitlist]

For Investors → [Get the Investor Deck]

For Cities/Partners → [Partner With Hearth]